When we decided to embark on this crazy round-the-world adventure, the first thing we did was to look for the right travel insurance policy. For two women travelers, away for 9 months, being covered for emergencies and unforeseen circumstances is so important.
Who would have guessed that travel insurance was the first thing we embarked on and the last to be settled? Believe it or not, we found nothing out there that covers women travelers for such a lengthy period of time.
We’ve checked with numerous insurance companies in Singapore, and none have travel insurance policies that cover travelers going away for 9 months at a stretch. All require us to come back to Singapore after 90 or 180 days. So beware, folks! Insurance agents may sell you one-year travel insurance policies, but ask them about this. All will require you come back to Singapore after a stipulated number of days or you can’t claim at all.
It blows my mind because there are so many women travelers. The nature of travel has also evolved. Women are traveling further and wider, and for more varied reasons. And we are also traveling for more extended periods of time. So why aren’t insurance companies keeping up with trends? I think most of us professional women would be prepared to pay more for peace of mind.
So in a nutshell, I guess you can say Ning & I are firsts in fighting for full 9-month travel insurance coverage.
We managed to get 9-month coverage only because we spoke directly with Great Eastern, and they genuinely listened and empathized with our needs. What they did was to develop an exclusive travel insurance cover for both of us, despite not having that available off the rack.
In many ways, we achieved this breakthrough because Great Eastern says that its mission is to ensure people have sufficient cover and achieve peace of mind. And when challenged, they responded and acted to meet our needs! In fact, we felt brave enough to approach them because we know they have researched extensively on women through the years, and understand our needs.
We were really touched when they agreed to customize something for us. It’s very, very rare for a huge insurance giant to bow down and listen to the needs of two girls, so we are truly indebted to them.
I think in some ways, we have broken the glass ceiling for women here, and we are thankful to GE because they have given us full peace of mind to chase our dream!!!
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